Welcome to MortgageXpress
At MortgageXpress, we believe finance should be simple, transparent, and accessible for everyone.
Founded with the vision of removing complexity and confusion from the lending process, MortgageXpress was created to support Australians who deserve clarity, fairness, and personalised service when making one of the most important financial decisions of their lives.
MortgageXpress was founded by Shyam Kumar, a mortgage professional with over 6 years of experience in the Australian mortgage industry.
Having worked extensively with major banks specialising in full documentation loans, Shyam Kumar witnessed first-hand how many hardworking Australians – especially self-employed individuals, small business owners, contractors, and property investors – were struggling to secure fair and flexible lending solutions.
Instead of accepting the industry’s limitations, he built MortgageXpress with one clear goal:
to create a mortgage business that works for the client, not just the system.
Today, MortgageXpress operates as a comprehensive mortgage solution, providing access to both major bank lending and specialised funder-backed products for clients who may not fit traditional lending models.
Years experience
Our mission is to make home loans and finance simple, stress-free, and accessible for all Australians.
Through clear education, honest advice, and tailored mortgage strategies, we empower individuals, families, and business owners to take control of their financial future with confidence.
MortgageXpress is committed to growing across Australia with plans to establish three new franchises within the next 24 months, extending our ability to serve more communities and support more families on their property journey.
Our long-term vision is to help create a financially stronger Australia – one home, one family, and one business at a time.
Because we’re not here just to get loans approved.
We’re here to build financial confidence and long-term security for every client we serve.
MortgageXpress – Finance made simple, honest, and personal.
What Sets Us Apart
At MortgageXpress, we don’t believe in one-size-fits-all lending.
Every client has a different story. Every financial situation is unique.
What makes us different is our commitment to:
We take the time to understand your goals, your challenges, and your future — so we can recommend solutions that truly support your journey.
