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  • Suite 31, Level 3, 2 Brandon Park Drive , Wheelers Hill (VIC) 3150
  • 1300 390 967
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Products

MX Quantum – Prime, No Impairment

  • Type: Prime Loan
  • Status: Healthy / Performing
  • Explanation: MX Quantum loans are considered top-tier. The borrowers have strong credit profiles, and there are no signs of financial distress or default. These loans are current on payments, well-secured (if applicable), and carry minimal risk.
  • No missed payments
  • No restructuring needed
  • Strong financials
  • Lowest risk for the lender

MX Pulse – Slight Bumps, Still Strong

  • Type: Watchlist or Sub-Prime (Mild)
  • Status: Slightly Distressed but Recovering
  • Explanation: MX Pulse loans may have experienced minor issues-such as a short-term payment delay or a temporary dip in the borrower’s performance—but they are still fundamentally strong. These loans are being monitored more closely but are expected to remain performing or recover soon.
  • Minor payment delays or covenant breaches
  • Temporary cash flow issues
  • Borrower still likely to meet obligations
  • Possibly under review or watch

MX Nova – New Star Rising After Collapse (Major Impairments)

  • Type: Restructured / Non-Performing → Recovered
  • Status: Previously Impaired, Now Reviving
  • Explanation: MX Nova loans were once in serious trouble-possibly non-performing or defaulted—but are now undergoing restructuring, recovery, or transformation. This could involve new business strategies, changes in management, or significant loan modifications. While risk remains, there is potential for turnaround.
  • History of default or impairment
  • Undergoing restructuring or rehabilitation
  • Signs of recovery or new growth
  • High risk, but with upside potential
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  • 1300 390 967
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